Finding the Best Business Credit Card Offers
‘Yes’ –is the answer that’s comes out almost immediately. That is true at least for most businesses (especially small businesses). Before we delve deeper into how business credit cards are helpful, let’s try and understand what a business credit card is.
Put simply, a business credit card is a credit card that is owned by a business and not an individual. To understand this better, you can simply draw an analogy between the business credit cards and business bank accounts, which are in the name of the business as well. Other than that, business credit cards work in pretty much the same fashion as the personal credit cards; with a few exceptions. These exceptions are in the form of flexibility in credit limit, low APRs and some other additional benefits that are available to business credit cards only.
Capital One Spark Business Credit card
The Capital one Spark business credit card is one of the best cards to own for small business owners, the reason why this card is so freaking great is that it not only allows you to manage cash flow more effectively for your business you can also take advantage of the cash back on purchases or adding up your frequent flyer miles.
There are 2 versions of the spark card but both of the offers for the card are great it really just depends on what your preference is:
Capital One Spark card For miles
allows business owners to rack up on miles for travel when ever any purchase are being made as well as 25,000 bonus miles when you spend up to 5000$ in the first 3 months of the card. The first year of ownership of the Capital One Spark Miles business credit card the annual fee is waived. There after the fee is 59$
Capital One Spark Cash
Gives small business owners a free range on just how they would like to use their cash back, weather you are going to reinvest the money back into your business or use the cash on treating your employees. The Capital One Spark card offers business owners 2% cash back on daily purchases and 250 cash bonus when spend 5000$ in the first 3 months of service. You can also pick up another 50 bucks as a bonus when you add an employee to the card. The first year of service Capital One does waive the fee but the following year a 59$ annual fee is charged.
The Citi Business American Airlines card is a great card because not only do business owners get to take advantage of the frequent flier point systems offered by American Airlines, business owners also get a huge 30,000 point bonus when they spend only 1000$ in the first 3 months of use. The annual fee is waived for the first year of service, there after a charge of 95$ dollars.